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Home Equity Loans

It’s about time your house paid you back—look no further than a home equity loan from Texas First Bank.

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Couple getting a Home Equity Loan

What is a home equity loan?

A home equity loan is a type of loan in which the borrowers use the equity of their home as collateral. Home equity loans offer an ideal solution to finance major life events and remodeling projects without compromising your savings or emergency funds.

  • Equity in your home used as collateral backing
  • Competitive rates
  • Accommodating repayment terms
  • Interest paid may be tax deductible*
  • Expert, local lending team

What are Home Equity Loans
best used for?

Improvement Projects
Home Equity Loans can finance renovations, repairs, and additions without touching savings. With competitive rates, collateral-backing options, and potential tax deductions* local experts provide start-to-finish assistance.

Debt Consolidation
A Home Equity Loan can offer a great way to consolidate high-interest debt into a single loan with a lower interest rate. This can be beneficial for those struggling with debt management and help reduce the burden of repayment.

Weddings and Celebrations
A large one-time expense can be difficult to cover from savings alone. A home equity loan can be one of the most affordable ways to fund a large expense while sticking to a fixed amount.

Not sure what you can afford?

Our Simple Loan Calculator can be a great tool to give you an estimation of your monthly payments and help you budget accordingly.

Check it out

Home Equity Loans FAQs

Ready to take the next step?

Get the financing you need from the bank whose name you can trust.

*Consult a tax advisor.