Military Banking

Personal Banking

We understand that everyone’s financial journey is unique, so we offer a variety of accounts and products to help you achieve your goals:

• Checking and Savings: Our cash-back and high-interest Kasasa® checking accounts feature free debit cards, no maintenance fees, and no minimum balances, while our savings accounts make your money work harder with competitive interest rates and easy-to-earn monthly rewards.

• Personal Loans: Whether you’re looking to purchase a vehicle, buy a home, or fund home improvements, our helpful bankers are here to guide you through the process.

Military Checking Benefits

As a current or former member of the U.S. military, you are eligible for military checking benefits, such as:

• No monthly maintenance fees
• No minimum balance
• Free Online Banking
• Discounted Checks
• Free Cashier’s Checks and Money Orders
• Free Notary Services

*$50 minimum to open for checking accounts

Digital Tools for You

Wherever you call home, enjoy secure convenience with our state-of-the-art mobile app and online banking. All personal checking accounts have free¹ access to

• Zelle® – Domestic Money Sends
• Global Transfers
• PFM – Free Budgeting Tool
• SecurLOCK™ Equip – Card Alerts and Card Lock
• Credit Score Reporting
• Mobile Check Deposit
• Apple Pay, Samsung Pay
• and More

¹ Data rates may apply.

VA Home Mortgages

VA Loans are managed by the US Department of Veteran Affairs and are ideal for active duty military, veterans, or their surviving spouse to become homeowners. Qualified borrowers can receive:

• 100% financing for the purchase of a home
• Fixed or adjustable interest rates
• No Private Mortgage Insurance (PMI) required

A minimum credit score of 620 is required, and all loans must meet credit and loan program guidelines.

Veteran-Owned Business

Founded by U.S. Army Veteran, Charles T. “Chuck” Doyle, Texas First offers support for our servicemembers and veterans as they enter the world of business ownership.

Our dedicated banking experts take the time to get to know you and your unique situation. We have a Preferred SBA Lending Office with access to the U.S. Small Business Administration’s lending resources and funding programs with competitive rates and lower down payments.

We Support You

Texas First is proud to be part of the Veterans Benefits Banking Program (VBBP) in partnership with the U.S. Department of Veterans Affairs and Association of Military Banks of America.

We give back to our military members by donating to Wheelchairs for Warriors, Operation Honor Our Local Veterans, our local VFWs, and more.

And we encourage you to get started on the path to good financial health with a no-cost program offered by VetCents specifically designed to help our military Veterans and family members manage their financial wellbeing.

Work with Us

Founded in 1973, our mission is Helping Texans Build Texas®, and we strive every day to achieve our mission by being true to our values: responsible, responsive, respectful, trustworthy, vision-driven, and full of integrity.

We proudly employ current and former military members, and encourage you to apply to one of our open positions.