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Mortgage Loans

Live in the house of your dreams with a mortgage loan or refinance with our competitive rates.

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Mortgage couple customer

Why finance your mortgage
through Texas First?

Experience the joy of owning a home with Texas First Bank's hassle-free mortgage options! Get the money you need to turn your dreams into reality, without worry and stress. With our $0 down options1 and knowledgeable experts guiding you through the loan application process, getting a home loan is simpler than ever!

  • $0 down options1
  • Competitive rates – fixed and adjustable
  • Financing up to $3 million
  • Prompt and experienced lenders
  • Strong partnership with Eustis Mortgage
  • Track the status of your application online or through the TFB Home app2

Want to know what you qualify for? We can help.

Ready to get into the housing market? It all starts with finding out how much you can actually afford. That’s where our mortgage qualifier calculator comes in. Simply answer some questions about income, purchase price, or total monthly payment to discover how much you’re able to borrow—no guesswork necessary!

Learn more

All of your mortgage needs in the TFB Home app

Using the Texas First Bank mortgage application, you can get pre-qualified or pre-approved even before you start looking for a home.

This way, you’ll have a good idea of what loan amount you qualify for, and you can narrow your list of homes down to the ones in your price range. Plus, once you’ve found a home, having a pre-qualification or pre-approval usually improves your chances of getting the home because credit challenges are usually identified and resolved up front.

Download the TFB Home app to apply today.

Download on the App Store
Get it on Google Play

Mortgage FAQs

NMLS #772536

All loans subject to credit approval.

1 $0 down options available for qualified buyers on certain types of mortgages. Please ask a representative for more information.
2 Data and messaging rates may apply.
3 Calculations provided by the app are an estimate for your convenience and not a guarantee of financing. By using this app, you agree to the Texas First Bank Terms and Conditions: Loans are serviced by Eustis Mortgage. Texas First Bank and Eustis Mortgage are Equal Housing Lenders.