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Loans

SBA Loans

With lower down payments, competitive terms, and flexible requirements, a Small Business Administration (SBA) loan from Texas First Bank can help take your business to the next level.

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Small Business Owner

TFB does SBA loans best

As an SBA Preferred Lender for over two decades, Texas First Bank has the knowledge and experience to process your loans quicker, more efficiently, and backed by the confidence of the US Government's Small Business Administration Office.

  • Lower down payments
  • Longer repayment terms
  • Government guarantee
  • Competitive interest rate
  • Specialized programs
  • Can be used for a variety of purposes
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SBA 504 Loans

  • Use funds for real estate purchases, new construction, expansion, renovation, and long-term equipment purchases
  • Must be a for-profit, owner-occupied business
  • Up to 90% financing available 
  • Terms up to 25 years
  • Fully amortizing (no balloons), fixed-rate loans for up to 40% of total project costs
  • Competitive rates
  • Net worth less than $15 million and average after-tax net profit of no more than $5 million
  • Local processing for a faster response

SBA 7(A) Loans

  • Use funds for real estate purchases, new construction, working capital, inventory, equipment, expansion, mergers & acquisitions, and partner buy-outs
  • Must be a for-profit, owner-occupied business
  • Up to 90% financing available
  • Terms up to 25 years, depending on use of proceeds
  • Fully amortizing loans (no balloons)
  • Competitive rates
  • Local processing for a faster response

SBA Loans for Veterans

Texas First Bank is committed to our nation’s veterans. For more information regarding small business loans to veterans wanting to expand or start a small business, please get in touch with one of our SBA lending experts today.

Bring your small business goals to fruition.

Our experienced and friendly SBA team is here to answer any questions you have.

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