FAQs

Treasury Management refers to a variety of services and solutions that can be used to help manage and optimize your organization’s finances. These solutions include tools to help you improve efficiency, control cash flow and liquidity, prevent fraud, and mitigate overall financial risk.

• Payables Management – services to help you manage and meet your business’s financial requirements (payroll, bill payment, etc.) on-time and in the most effective way, with real-time visibility.
• Receivables Management – tools to help you streamline your collections process and maximize your cash flow
• Information and Fraud Management – reporting, reconciliation, and fraud protection solutions to help your business identify potential risks and stay secure.
• Merchant Services – tools used to receive financial payments online or in-person securely and efficiently by meeting your customers where they are.

Businesses and organizations of all sizes can benefit from different aspects of Treasury Management. If you are processing incoming and outgoing transactions as well as managing your balances, we recommend you reach out to our TMS team to identify the solutions that are right for you.

An effective Treasury Management program provides a company with transparency into its case flow processes, cash management efficiency, and risk mitigation. With this visibility and by implementing the right Treasury Management services, an organization can ensure that it has enough funds to cover short-term obligations, lower costs, protect against risks, and understand its long-term growth opportunities.

Cash Management is a subset of Treasury Management. It focuses on an organization having enough cash available to meet its obligations. It normally refers to money movement with tools such as ACH origination, wire transfers, sweep accounts, and merchant services. Treasury Management looks at the larger picture. Not only does a Treasury Management program consider cash flow, but it also looks at costs, risk, and profitability for a company to be able to make sound decisions about its finances.