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Lot and Construction Loans

Unlock the potential of your lot with a finance solution that helps you fund every step of construction—from foundation to finishing touches!

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Young couple planning their new home, lot and construction loans

Navigating new roads in your home-building journey?

Don't let financing and construction costs stop you from achieving your dream of homeownership—the perfect solution is here to make it a reality.

  • Purchase a lot and build your dream home from the ground up
  • Competitive rates for financing of any size lot
  • Flexible terms and affordable payments
  • Seasoned lenders to guide you
  • Comprehensive service tailored to Texas, from beginning to end.

Get the full homeowner's experience—from start to finish

The Texas First experience doesn’t stop with just a land and lot loan. Our attentive lending team can help you with financing for the entirety of the process, including land, lot, interim construction, and mortgages. All while providing the competitive rates and unmatched service you’ve come to expect.

Ready to take the next step?

Get the financing you need, with the bank whose name you can trust.