Banking for Teens

Texas First offers bank accounts for teens that combine convenience, safety, and powerful mobile tools that helps teens and parents both feel confident.

Teen Checking Accounts with Rewards

Make everyday spending work harder with our reward checking accounts for teens, including Kasasa Cash® and Kasasa Cash Back®.

Earn cash back or high interest on qualifying purchases
Encourage smart spending habits early
Enjoy the benefits of a real teen debit card experience

These accounts are a great option for teens ready to take control of their money while earning rewards along the way.

Individuals under the age of 18 are required to have a parent or legal guardian as a joint signer to open an account.

Explore Checking Accounts

Savings Accounts for Teens & Kids

A strong financial future starts with savings. Texas First offers savings accounts for teens and kids that make it easy to build good habits early.

Our Shining Star Savings Account (for ages under 18) includes:

Interest compounded monthly
No minimum balance required
No minimum deposit to open

With built-in digital tools, teens can track progress, set goals, and grow their savings confidently.

Explore Savings Accounts

Mobile Banking Tools for Teens

Managing money has never been easier. With Texas First’s mobile banking app, teens can:

Check balances anytime
Send and receive money
Track spending and stay on budget
Get real-time account alerts

Whether online or on mobile, your bank account tools help you stay in control every step of the way.

Discover Account Tools

Student Banking & College Financing Options

Planning for what’s next? Texas First supports your journey with student banking tools and access to private student loans through College Ave.

Simple online application
Flexible repayment options
Quick credit decisions

It’s a practical way to prepare for college while managing your finances responsibly.

Next Stop: College

Start Your Teen Banking Journey Today

From your first teen checking account to saving for the future, Texas First has the tools to help you succeed.

Explore Checking Accounts Explore Savings Accounts

Texas First Bank is not the lender for student loans. Texas First Bank partners with third party provider, College Ave Student Loans, to make the product available to its customers.

College Ave Student Loan Servicing, LLC will accept student loan applications, make credit decisions, and if approved, fund the loan on behalf of Firstrust Bank, First Citizens Community Bank or M.Y. Safra Bank. Additionally, loan servicing including receiving loan payments is conducted by College Ave Student Loan Servicing, LLC. Texas First Bank receives a referral fee for each approved loan application funded. All loans are subject to individual approval and adherence to underwriting guidelines. Program restrictions, other terms, and conditions apply.

Terms & Conditions may change at any time without prior notice. Please visit collegeavestudentloans.com to learn more about current fixed and variable rates.

WE RESERVE THE RIGHT TO MODIFY OR DISCONTINUE (IN WHOLE OR IN PART) THIS LOAN PROGRAM AND ITS ASSOCIATED SERVICES AND BENEFITS AT ANY TIME WITHOUT NOTICE.

College Ave Student Loan Servicing, LLC, NMLS#1263410 NMLS Consumer Access