Personal
It's always smart to save. It's brilliant to save with the right account.
We have a variety of ways to make the most of the money you’re setting aside for the future. Whether you’ve got plans of your own, or you’re building a future for your family, our job is to make it as easy as possible for your savings to grow.
• Free online and mobile banking
• No minimum balance required on many accounts
• Competitive interest rates
Savings on autopilot with automatic transfers of your Kasasa® Checking rewards
Best for: Individuals who want to save but not think about it all the time
Key Benefits
• Earn a higher interest rate on your savings when you meet your Kasasa checking account’s monthly qualifications
• No monthly service fee
• No minimum balance required
Additional Benefits
• Free Online Banking
• Free Budgeting Tools
• Free Credit Score Monitoring
Minimum Deposit to Open
$50
Simple Savings kept simple
Best for: Individuals that want to earn competitive returns with compound interest
Key Benefits
• Competitive returns with compound interest
• No minimum balance required
Additional Benefits
• Free Online and Mobile Banking
• Free Budgeting Tools
• Free Credit Score Monitoring
Minimum Deposit to Open
$300
Take the first step to savings
Best for: Children under 18.
Key Benefits
• Interest compounded monthly
• No minimum balance required
• No minimum deposit to open
Additional Benefits
• Free Online and Mobile Banking
• Free Budgeting Tools
• Free Credit Score Monitoring
Minimum Deposit to Open
$0
The structure of a savings account with the flexibility of a checking account
Best for: Individuals who like their savings putting in work
Key Benefits
• Higher balances earn higher interest rates
• Interest compounded monthly
• 6 free withdrawals per month
Additional Benefits
• Free Online and Mobile Banking
• Free Budgeting Tools
• Free Credit Score Monitoring
Minimum Deposit to Open
$2,500
Stable returns to match your timeline. Enjoy fixed dividend rates with more guarantees than other risky investments.
• Higher rates for longer term
• Fixed dividend rates pay higher than regular savings
• No setup or maintenance fees
• $1,000 minimum deposit to open
• Jumbo certificates available with a $100,000 minimum deposit
• FDIC insured
Set your future self up for success with competitive dividends above standard savings rates.
• Competitive dividends above standard savings rates
• No setup fees1
• No monthly or annual maintenance fees
• Contributions may be tax deductible2
• $1 minimum deposit to open
Link your savings accounts to PFM to view it all in one convenient spot—the Texas First Bank Online Banking (OLB) platform or mobile app!
Texas First Bank has been providing Texans premium banking services since 1973.
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Creating a budget is not always easy. But it’s an important step if you want to reach your financial goals. To help Texas First Bank customers, we’ve compiled some tips on how to create a budget and stick with it.
It’s all too common to feel like you’re stuck in a rut with money and can’t get out of the hole you’re in. When you’re looking at options, there are a million different routes you can take, and it’s sometimes hard to know where to start.
Put yourself steps ahead of your peers. If you have a young, growing family, no doubt your to-do list is pretty long on any given day. Where does saving and investing rank on that list?
