Skip to Main Content

Personal

Savings Accounts

It's always smart to save. It's brilliant to save with the right account.

Father son learning about savings accounts

Enjoy a savings account that matches your goals.

We have a variety of ways to make the most of the money you’re setting aside for the future. Whether you’ve got plans of your own, or you’re building a future for your family, our job is to make it as easy as possible for your savings to grow.

Kasasa Saver®

Savings on autopilot with automatic transfers of your Kasasa® Checking rewards

BEST FOR

Individuals who want to save but not think about it all the time

KEY BENEFITS

  • Earn a higher interest rate on your savings when you meet your Kasasa checking account’s monthly qualifications
  • No monthly service fees
  • No minimum balance

ADDITIONAL BENEFITS

  • Free online and mobile banking
  • Free budgeting tools
  • Free credit score monitoring

MINIMUM DEPOSIT TO OPEN

$50

Star Savings

Simple savings kept simple

BEST FOR

Individuals that want to earn competitive returns with compound interest

KEY BENEFITS

  • Competitive returns with compound interest
  • No minimum balance required

ADDITIONAL BENEFITS

  • Free online and mobile banking
  • Free budgeting tools
  • Free credit score monitoring

MINIMUM DEPOSIT TO OPEN

$300

Personal Money Market

The structure of a savings account with the flexibility of a checking account

BEST FOR

Individuals who like their savings putting in work

KEY BENEFITS

  • Higher balances earn higher interest rates
  • Interest compounded monthly
  • 6 free withdrawals per month

ADDITIONAL BENEFITS

  • Free online and mobile banking
  • Free budgeting tools
  • Free credit score monitoring

MINIMUM DEPOSIT TO OPEN

$2,500

Shining Star Savings

Take the first step to savings

BEST FOR

Children under 18

KEY BENEFITS

  • Interest compounded monthly
  • No minimum balance required
  • No minimum deposit to open

ADDITIONAL BENEFITS

  • Free online and mobile banking
  • Free budgeting tools
  • Free credit score reporting

MINIMUM DEPOSIT TO OPEN

$0

Certificates of Deposit (CDs)

Stable returns to match your timeline. Enjoy fixed dividend rates with more guarantees than other risky investments.

• Higher rates for longer term
• Fixed dividend rates pay higher than regular savings
• No setup or maintenance fees
• $1,000 minimum deposit to open
• Jumbo certificates available with a $100,000 minimum deposit
• FDIC insured

 

LEARN MORE

Individual Retirement Accounts (IRAs)

Set your future self up for success with competitive dividends above standard savings rates.

• Competitive dividends above standard savings rates
• No setup fees1
• No monthly or annual maintenance fees
• Contributions may be tax deductible2
• $1 minimum deposit to open

LEARN MORE

Personal Finance Management (PFM)

Get a complete picture of your finances with Personal Finance Management (PFM).

Link your savings accounts to PFM to view it all in one convenient spot—the Texas First Bank Online Banking (OLB) platform or mobile app!

  • Easily build a budget
  • Track your expenses
  • Get a better picture of where your paycheck goes each month.
Learn More

Visit Your Local Banking Center

Texas First Bank has been providing Texans like you premium banking services since 1973.

Find a Location

Personal Savings FAQs