Welcome to
Texas First

Personal Banking

We understand that everyone’s financial journey is unique, so we offer a variety of accounts and products to help you achieve your goals:

• Checking and Savings: Our cash-back and high-interest Kasasa® checking accounts feature free debit cards, no maintenance fees, and no minimum balances, while our savings accounts make your money work harder with competitive interest rates and easy-to-earn monthly rewards.
• Credit Cards: If you’re starting from scratch on building your credit or looking for a flexible credit card with competitive rates and ScoreCard Rewards, we have options for you.
• Personal Loans: Whether you’re looking to purchase a vehicle, buy a home, fund home improvements, or pay for a wedding, our helpful bankers are here to guide you through the process.

Modern Technology

Enjoy secure convenience with our state-of-the-art mobile app and online banking. All personal checking accounts have free¹ access to

• Zelle® – Domestic Money Sends
• PFM – Budgeting Tool
• SecurLOCK™ Equip – Debit Card Alerts and Management
• Credit Score Reporting
• Mobile Check Deposit
• Apple Pay, Samsung Pay
• and More

¹ Data rates may apply.

Exceptional Services

At Texas First Bank, we pride ourselves on delivering personal, high-quality services that set us apart:

• Local Expertise: From petrochem and ag to aerospace and schools, we’ve been banking Texas for over 50 years.
• Convenient Access: With 27 banking centers, secure online chat with a banker, and a 24h telephone banking line, banking with us is easy.
• Community-Focused: As a community bank, we care not only about helping local individuals succeed, but also giving back through countless volunteer and charitable efforts.
• Solid and Secure: Rest assured knowing that your money is insured by the Federal Government (FDIC) up to $250,000 per depositor, per account type.
• One-Stop Solutions: We partner with Texas First Insurance²and Texas First Wealth Management² to offer you coverage and investment planning.

² Insurance and investment products are not offered by the bank, not a deposit, not FDIC insured, not guaranteed by the bank, not a condition of any banking service or activity, and may lose value.

Our History & Values

Founded in 1973, TFB is a full-service, family-owned community bank serving individuals, small- to medium-sized businesses, and large corporations along the Texas Gulf Coast.

Our mission is Helping Texans Build Texas®, and we strive every day to achieve our mission by being true to our values: responsible, responsive, respectful, trustworthy, vision-driven, and full of integrity.

Our dedicated, local staff is committed to providing superior service, understanding your specific needs, and treating you like family.

More Than a Bank. A Partner for Life.

Choosing Texas First means choosing a financial partner who puts people and community first. We take the time to understand your goals and walk alongside you through every chapter of life—offering smart solutions, personalized service, and local decision‑making you can trust. Discover what sets Texas First apart and why so many families choose to grow with us. Watch the video to learn more.