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Early Pay Day

Get paid up to 2 days early with Early Pay Day1 when you set up your paycheck direct deposit to your Texas First checking or savings account.

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Make Pay Day Work for You

Time is money, and with Early Pay Day, you can get paid sooner. Get paid up to two days early with Early Pay Day when you set up direct deposit to your Texas First checking or savings account. From there, move it into your savings so it can start growing sooner or use it to pay for bills or a night out.

✔ No Fees ✔ No Enrollment

Just easy access to the money you’ve already earned.

Keep life moving at your pace.

Early Pay Day is available for free to all customers. All you need to do is:

  1. Open a Texas First checking or savings account.
  2. Set up direct deposit of your payroll with your employer.2
  3. Get your paycheck early!

Make your money work harder – Tie your Kasasa checking account to a Kasasa Saver account and get rewarded for your everyday spending.

Ready to Get Started?

Open a Texas First Bank account today.

Early Pay Day FAQs

You've got questions. We've got answers.

  1. With Early Pay Day, the Bank may make certain direct deposits available to you one to two business days before we receive the funds from the payor, which is typically your employer. Early Pay Day is not guaranteed, may vary between pay periods, and we may stop providing it at any time without advance notice to you. Our ability to provide early access to funds may be limited by many factors, such as when we receive notice of payment from your payor. It is always your obligation to verify that the funds are available in your account before spending them. Available for personal accounts only.
  2. Not all direct deposits are eligible for Early Pay Day. The National Automated Clearing House Association (NACHA) requires employers to label payroll payments with the word PAYROLL in the file sent to the bank. If the file does not contain this code in the required position, the deposit cannot be released early.
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