Lot, Land, and Construction Loans

Get the full experience—from start to finish

The Texas First experience doesn’t stop with just a land, lot, or construction loan. Our attentive lending team can guide you through the entirety of the process, including land, lot, interim construction, and financing for your building. All while providing the competitive rates and unmatched service you’ve come to expect.

Construction Loans

Get competitively low rates for your residential or commercial construction project.

• Pay off interest quicker; payments are interest-only during the construction phase.
• Payments are made on the amount drawn on your loan sufficient to pay your builder.
• Construction draws applied in stages, based on work completed.

Commercial Real Estate Loans

Find your next space to grow your business. For over five decades, we’ve provided our partnering businesses with the financing they need to acquire, build, or expand a commercial property.

SBA Loans

Are you a small business owner looking to expand or build a new location? An SBA Loan can provide tailored financing options to help you achieve your goals. As an SBA Preferred Lender for over two decades, Texas First Bank has the knowledge and experience to process your loans quicker, more efficiently, and backed by the confidence of the US Government’s Small Business Administration Office.