Additional Services

A wire transfer is a type of electronic funds transfer that allows money to be sent from one financial institution to another. It involves the transmission of funds through a network of banks or financial institutions, using a secure and standardized method of communication.

Wire transfers can be initiated by individuals or businesses and are often used for larger transactions, such as international payments, real estate transactions, or business-to-business payments. Unlike other forms of electronic payments, wire transfers are typically completed within a few hours or days, depending on the countries involved and the processing times of the banks involved.

A safe deposit box is a secure storage container located within the bank that customers can rent to store valuable items and documents.

With a safe deposit box, your most valuable valuables are safe from fire, theft, or damage. Different sizes are available for very reasonable fees.

A direct deposit is a payment option offered by financial institutions that allow for the automatic deposit of funds directly into an individual’s bank account. This means that instead of receiving a paper check, the funds are deposited electronically and are immediately available for use.

Direct deposit offerings are convenient, and secure, and can save time and hassle associated with depositing paper checks. It also eliminates the risk of losing a paper check or having it stolen.

Cashier’s checks are a type of payment instrument that is guaranteed by the issuing bank. They are similar to regular checks but are considered a more secure form of payment because the funds are guaranteed by the bank rather than the individual or business that writes the check.

To obtain a cashier’s check, the individual or business must first deposit the full amount of the check with the bank, typically in advance of issuing the check. The bank then verifies that the funds are available and issues the cashier’s check, which is made payable to the designated recipient.

Cashier’s checks are often used for larger transactions, such as real estate purchases, where the seller wants assurance that the funds are guaranteed before transferring ownership of the property. They can also be used to make payments for goods or services, particularly in situations where the recipient may not want to accept a personal check or where a large amount of money is involved.

Coin counting is a service offered to customers that allows them to deposit loose coins into their accounts, which are then counted and converted into cash or deposited into their accounts. The bank typically provides a coin-counting machine in their branch, which customers can use to count and deposit their loose coins.

This service is particularly useful for businesses or individuals who handle a large volume of coins and want to avoid the time-consuming task of manually counting and rolling them. By using the coin counting service, customers can quickly and easily deposit their coins without having to sort, count, or wrap them.

Texas First Bank may charge a fee for coin-counting services, which can vary depending on the number of coins being counted and whether the customer has an account with the bank. Some banks may also have restrictions on the types of coins that can be counted, such as limiting the acceptance of foreign coins or damaged coins.

Available at our Stewart Road and Texas City locations.

Money orders are a secure form of payment that customers can purchase to make payments or transfer money. Money orders are similar to checks but are prepaid and guaranteed by the bank.

To purchase a money order at Texas First Bank, customers must pay the full amount of the money order upfront, typically with cash or a debit card. The bank then issues a money order made payable to the designated recipient. Money orders can be used to make payments for bills, rent, or other expenses, and are often used in situations where a personal check is not accepted.

One advantage of using a money order is that it provides a paper trail of the transaction, making it easier to track payments and verify that they were received. Money orders are also a more secure form of payment than cash because they can be replaced if lost or stolen, although a fee may be charged for this service.

Texas First Bank may charge a fee for money order services, which can vary depending on the amount of the money order and whether the customer has an account with the bank. It’s important to note that money orders are not the same as wire transfers, which involve the transfer of funds from one bank account to another.