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Early Pay Day lets you get your paycheck up to two business days sooner. When your employer sends us your payroll information early, we make your money available early—so you don’t have to wait for your regular payday.

Nope! There’s nothing to enroll in. If you receive an eligible payroll direct deposit, you’re automatically included.

Not at all. Early Pay Day is a free perk of your account.

It depends.

Every employer sends payroll files at different times. As soon as we receive the incoming payroll information, we release the funds—sometimes up to two days before your scheduled payday.

Not always. Early Pay Day isn’t guaranteed every pay period. If your employer doesn’t send the deposit information ahead of time, your paycheck will arrive on your normal payday.

Only direct deposits that your employer marks as payroll qualify for early release. Other types of deposits—like government benefits, tax refunds, or transfers—don’t qualify.

The most common reason is timing. If your employer didn’t send us the payroll file early for that pay cycle, your deposit posts on your usual payday. Weekend and holiday schedules can also affect timing.