Cuentas corrientes para empresas

At this point in time, all Texas First Bank business checking accounts must be opened in person. Please stop by the location closest to you o Contacto  to schedule an appointment for us to come to your place of business.

Yes, for most business types, including Sole Proprietorship, General Partnership, Limited Partnership (LP) and Limited Liability Partnership (LLP), Limited Liability Company (LLC), and Corporation, an EIN is required.

Yes, your LLC should have its own checking account. This helps keep personal and business finances separate. A dedicated business account allows you to track income and expenses clearly, avoid issues with tax reporting, accounting mistakes, and helps you avoid putting your LLC’s limited liability status at risk if legal issues arise.

The general rule is to keep enough funds to cover at least three to six months of operating expenses within the account. In addition to providing a cushion for emergencies, maintaining a healthy balance helps avoid overdraft fees.

Identifying which bank account is best for your business depends on a number of factors. Things like how many transactions you have a month, if you need treasury services, and what balance you expect to keep can affect which account is best for you. Póngase en contacto con nosotros to speak to a banker about your options today.

Your LLC should have at least one dedicated business checking account to separate personal and business finances. However, having additional accounts can be helpful for managing finances more effectively. Other accounts to consider opening include a cuenta de ahorro to set aside funds for taxes or emergencies and separate accounts for different income streams or specific projects.

Opening a checking account is free of charge. However, you will need to consult our Business Checking comparison chart to determine the minimum deposit amount needed to open a checking accounts and if there is a minimum daily balance to avoid monthly fees.