Ir al contenido principal
News and Resources

Cuentas de ahorro para empresas: ¿Cuál es la diferencia?

Cuentas

Mujer trabajando en su portátil con dinero en efectivo y una calculadora

Las cuentas de ahorro para empresas, los mercados monetarios para empresas y los certificados de depósito para empresas son productos financieros que pueden ayudar a las empresas a almacenar y aumentar sus fondos.

  • A Business Savings Account is an FDIC-insured account that allows a company to make deposits and earn interest on its balance.
  • Business Money Markets offer higher yields than typical savings accounts but may require larger minimum balances with restrictions such as limited check-writing abilities. 
  • CD comerciales (certificates of deposit) are another type of deposit product where you agree to let the bank use your funds for a predetermined period at a fixed rate. 

All three types of accounts are designed to help businesses manage their cash flow while earning interest on their deposits.