APY = Annual Percentage Yield. Rates are EFFECTIVE October 25, 2017. Fees may reduce earnings. Rates subject to change without notice after the account is opened.

Current rates for new accounts are listed below. You can also view deposit rates for accounts.

Kasasa Cash* See Details

Balance Interest Rate APY
$0 - $10,000 1.99% 2.01%
$10,000+ 0.20% 0.20%
All balances if qualifications not met 0.05% 0.05%

*Qualifications

To earn your rewards, just do the following transactions and activities in your Kasasa Cash® account during each Monthly Qualification Cycle:

  • Have at least 1 automatic payment or direct deposit post and settle
  • Have at least 10 PIN-based or signature-based debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

Minimum Required Opening Deposit: $50

Kasasa Saver* See Details

Balance Interest Rate APY
0 - $10,000 0.75% 0.75%
$10,000+ 0.20% 0.20%
Qualifications not met 0.05% 0.05%

*Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

For Kasasa Cash with Kasasa Saver:

  • Have at least 1 automatic payment or direct deposit post and settle
  • Have at least 10 PIN-based or signature-based debit card post and settle
  • Be enrolled in and agree to receive eStatements

For Kasasa Cash Back with Kasasa Saver:

  • Have at least 1 direct deposit post and settle
  • Have at least 10 PIN-based or signature-based debit card post and settle
  • Be enrolled in and agree to receive eStatements

Individual Retirement Accounts (IRAs) See Details

TermInterest RateAPY1
3 month 0.20 0.20 T
6 month 0.35 0.35 T
12 month 0.55 0.55 Q
18 month 0.60 0.60 Q
24 month 0.70 0.70 Q
36 Month 1.00 1.00 Q
48 Month 1.00 1.00 Q
60 Month 1.15 1.15 Q

1Annual Percentage Yield, Posting of interest: T - at maturity, Q - Quarterly, M- Monthly Certificates of Deposit under $100,000 require a $1,000 Minimum to open. IRA's may be opened in any amount up to Contribution Limit. There is a substantial penalty for early withdrawal.

Investment CDs See Details

TermInterest RateAPY1
3 month 0.20 0.20 T
6 month 0.35 0.35 T
12 month 0.55 0.55 Q
18 month 0.60 0.60 Q
24 month 0.70 0.70 Q
36 Month 1.00 1.00 Q
48 Month 1.00 1.00 Q
60 Month 1.15 1.15 Q

1Annual Percentage Yield, Posting of interest: T - at maturity, Q - Quarterly, M- Monthly Jumbo CD's require minimum $100,000 to open. There is a substantial penalty for early withdrawal.

Other Deposit Accounts

ProductInterest RateAPY1
Individual Retirement Accounts

Regular CDs or Variable Rate Account IRAs require minimum $250 to open. Variable IRA does NOT qualify for Customer Loyalty Calculation.

See Regular CD Rates See Regular CD Rates
HSA - Health Savings Account

(No minimum opening balance required)

0.90 0.90 M
Star Savings

($300 minimum opening balance required)

0.15 0.15 M
Shining Star Savings for minors

(No minimum opening balance required)

0.15 0.15 M
Five Star Checking

(requires $2,500 minimum opening balance)

(see below) (see below)
Business Checking with Interest

(requires $2,500 minimum opening balance)

(see below) (see below)
Business Money Market

(requires $2,500 minimum opening balance)

(see below) (see below)
Less than $2,500 Balance, $15.00 Service Charge - -
Balance $.01 to $25,000.00 earns 0.10 0.10 M
Balance $25,000.01 to $50,000.00 earns 0.20 0.20 M
Balance $50,000.01 to $250,000.00 earns 0.25 0.25 M
Balance $250,000.01 or more 0.30 0.30 M

1Annual Percentage Yield, Posting of interest: T - at maturity, Q - Quarterly, M- Monthly

Earn cash rewards as big as Texas.
Ask for free Kasasa® checking. Monthly rewards plus ATM refunds*.