With a dedicated SBA lending department since 2002, Texas First Bank specializes in providing SBA 7(a) and SBA 504 loans to eligible small to mid-sized businesses throughout the State of Texas.

Details

Offering loans guaranteed in part by the U.S. Government, Small Business Administration (SBA) loans can provide assistance not available with other types of loans, and may be an excellent borrowing option for your business.  Loans through the SBA can help your business conserve cash with reduced down payments and extended loan amortizations, secure funds to buy equipment, finance inventory, expand your business, develop real estate, or construct the building of your dreams.

Since 2002, Texas First Bank’s dedicated SBA Lending Department has specialized in providing SBA 504 and SBA 7(a) loans to small and mid-sized businesses.  With offices in Pearland and Arlington, Texas, we are well positioned to lend to eligible businesses throughout the state of Texas.

Our strong SBA lending track record has earned us the designation as a “Preferred Lender” with the SBA.  This allows us to approve your loan with streamlined review from the U.S. Small Business Administration, helping to process your loan quicker and more efficiently.  Take confidence in the fact that you are working with one of the top SBA lenders in the State of Texas.  

Ask our SBA Lending Experts today about the opportunities available for your business.

SBA 504 Loans
  • Up to 90% financing available
  • Terms up to 25 years
  • Fully amortizing (no balloons), fixed-rate loans for up to 40% of total project costs
  • Competitive Rates
  • Eligible use of funds include land, new construction, acquisition of existing building (purchases), building expansion/renovation, and long-term equipment
  • Must be a for-profit, owner-occupied business
  • Business must have a net worth less than $15MM and two-year average net profit after tax of no more than $5MM (including affiliates)
  • Expert lenders to guide you
  • Local processing for a faster response
  • Detailed, Texas-friendly service from start to finish
SBA 7(a) Loans
  • Up to 90% financing available
  • Terms up to 25 years, depending on use of proceeds
  • Fully amortizing loans (no balloons)
  • Competitive Rates
  • Can be used for a variety of business purposes, including, but not limited to, real estate purchases, construction, working capital, inventory, equipment, expansion, mergers & acquisitions, and partner buy-outs
  • Must be a for-profit, owner-occupied business
  • Expert lenders to guide you
  • Local processing for a faster response
  • Detailed, Texas-friendly service from start to finish
SBA Loans for Veterans

Texas First Bank is committed to our Nation’s Veterans. For more information regarding small business loans to veterans wanting to expand or start a small business, please get in touch with one of our SBA Lending Experts today.

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